Sharia Banking Credit Crunch during Global Crisis

Authors

  • Eko Wiratno Universitas Sebelas Maret
  • Lukman Hakim
  • Akhmad Daerobi

DOI:

https://doi.org/10.26458/jedep.v7i4.595

Keywords:

financing, sharia bank, financial crunch, two stage least square (TSLS)

Abstract

This research was conducted examining factors which influences financial crunch as seen from the perspective of financing supply and demand sharia bank in Indonesia from January 2003 - June 2015. The secondary data were obtained from Statistics Indonesia (BPS), Bank Indonesia (BI) and Financial Services Authority (OJK). This research conducted with Two Stage Least Square (TSLS) approached.The results showed that financial crunch did not occured in sharia banking in Indonesia from January 2003-June 2015, Third Party Fund (DPK) negatively and significantly influences sharia banking financing supply, Non-Performing Financing (NPF) positively and non-significantly influences sharia banking financing supply, Profit Sharing Rate (TBH) positively and significantly influences sharia banking financing supply, Bank Indonesia Wadiah Certificate (SWBI) positively and non-significantly influences sharia banking financing supply, Bank Indonesia Certificate (SBI) positively and significantly influences sharia banking financing demand and Gross Domestic Product (PDB) positively and significantly influences sharia banking financing demand.

References

. Hakim, L., Rahayu, S.A.T. 2007. Model Kegentingan Pembiayaan Bank Syariah Pada Masa Krisis. Penelitian Dosen Muda 2007. http://lukmanhakim.staff.fe.uns.ac.id .

. Agung, J. 2001. Financial Crunch di Indonesia setelah Krisis. Jakarta: Bank Indonesia.

. Agenor, P.R. 2004. The Economics of Adjustment and Growth: Second Edition. Harvard University Press.

. Ani, A dan Wasilah. 2010. Faktor-faktor yang mempengaruhi jumlah penghimpunan dana pihak ketiga. Simposium Nasional Akuntansi XIII.

. Banowo,E dan Budi, H. 2005. Hubungan Equivalent Rate Simpanan Mudharabah dengan Sertifikat Wadiah dan Sertifikat Bank Indonesia.

. Eviews 4 Users Guide. 2001. http://eviews.com

. Gujarati, D. 2003. Perbandingan Peranan Jalur Pembiayaan Pada Masa dan Sebelum Krisis 1990.1-2000.4 dalam Lukman Hakim et al. Beberapa Agenda Perekonomian Indonesia: Kritik dan Solusi. Jakarta: DRFE Usakti.

. Haron, S dan Azmi, W. N. W. 2008. Determinants of Islamic and Conventional Deposits in The Malaysian Banking System. Managerial Finance vol 34(9).

. Swandayani, M.D., Kusumaningtyas, R. 2012. Pengaruh Inflasi, Suku Bunga, Nilai Tukar Valas dan Jumlah Uang Beredar terhadap Profitabilitas pada Perbankan Syariah di Indonesia Periode 2005-2009. Akrual 3 (2): 147-166.

. http://www.bps.go.id

.http://www.ojk.go.id

. http://www.bi.go.id

Downloads

Additional Files

Published

2018-12-13

Issue

Section

Articles